XRP Skyrockets to $2.55 Following $50M SEC Settlement: A New Era Begins

XRP’s price surged to $2.55 after Ripple finalized a $50 million settlement with the SEC, marking a pivotal moment for the cryptocurrency. This development has not only resolved years of regulatory uncertainty but also ignited a significant rally in trading activity and market capitalization. Below is a detailed summary of this groundbreaking event and its implications for XRP’s future.

XRP Price Prediction: $2.55 Breakout After $50M SEC Settlement

XRP surged to $2.55 as Ripple finalized a $50 million settlement with the SEC, marking a pivotal moment for the token. Trading volume spiked to $8.09 billion, reflecting an 8.17% gain as investors digested the resolution of the long-standing legal dispute. With a market cap of $149.5 billion, XRP now ranks fourth among cryptocurrencies.

The settlement removes regulatory uncertainty that had weighed on XRP for years. Traders are now eyeing a potential push toward $2.70, with technical indicators suggesting bullish momentum. Ripple’s $50 million penalty forms part of a broader $125 million resolution, effectively drawing a line under the SEC’s allegations.

XRP Briefly Overtakes Tether to Become 3rd Largest Cryptocurrency

XRP surged past Tether in market capitalization, briefly claiming the third spot among cryptocurrencies. The rally pushed its price above $2.61 for the first time since early March, though it later retreated to fourth place.

Technical indicators suggest a bullish reversal. The 3-day Relative Strength Index (RSI) has broken past prior resistance levels, signaling renewed momentum. This marks a departure from the bearish divergence that constrained XRP’s growth in recent months.

XRP Rallies on Tax Break Prospects and Growing Adoption

XRP surged 3% to $2.43 amid bullish catalysts including a proposed Missouri tax exemption for crypto gains. House Bill 594 could eliminate capital gains taxes on XRP and Bitcoin transactions, potentially reshaping U.S. investor incentives.

Adoption metrics show an 11% increase in XRP holders during 2025, with Travala.com now accepting the token for travel bookings. The dual tailwinds of regulatory tailwinds and commercial utility are driving renewed institutional interest in Ripple’s native asset.

XRP Gains Momentum Amid Regulatory Tailwinds and Adoption Surge

XRP surged 3% to $2.43 as Missouri’s proposed House Bill 594 sparked bullish sentiment. The legislation would exempt capital gains taxes on crypto transactions, potentially reshaping U.S. investor calculus for digital assets.

Network growth metrics underscore the rally’s fundamentals. XRP holder addresses climbed 11% year-to-date in 2025, while Travala.com’s integration expands real-world utility for payments in the travel sector. Market participants appear to be pricing in both regulatory tailwinds and ecosystem maturation.